20 Side Hustles You Can Use to Build Generational Wealth (with Low Upfront Cash!)
I’m all about working hard to build generational wealth for me and my family!
If you don’t know what generation wealth is, you can learn about it, here! This is an important legacy we can create for our children in particular and for our cultural communities at large.
What I’ve learned is that saving money is great, but it’s nothing compared to what increasing your income can do. If you think you don’t have enough time in the day for extra income opportunities, there are ways to work around your busy schedule. With perseverance and dedication, I’ve been able to find what’s worked for me and know it can be done!
To help get you started, here are several great side hustles you can create with little money and begin building generational wealth, today!
Each of these ideas is relatively easy to set up and can create a nice little nest egg to kick off wealth acquisition for you and your family.
Here are some easy side hustles to get you well on your way to building generational wealth!
Online Jobs
There are so many opportunities to work online, especially during the pandemic. New opportunities pop up every day. Here are some great online jobs you can do as a stay at home mom and on the side!
Virtual Assistant
If you are skilled at writing, are detail oriented and organized, you can start a side hustle as a virtual assistant.
One of the easiest ways to get into this line of work is to reach out to bloggers you may know on Instagram or facebook and see if they need any help. You can also create a website with samples of your writing and other valuable skills.
List your services on Linkedin or Fiverr and start building a portfolio of clients. You may also find luck with TaskRabbit and Remote.Co.
Data Entry and Transcription
There are plenty of opportunities to work in data entry or transcription. These are relatively easy jobs for those who can keep a regular schedule and have decent typing skills.
You can search for data entry positions using any online job search like, Monster.com, Indeed.com and FlexJobs.
Here are some data and transcription resources that are great for beginners:
Freelance Writing
Freelance writing is another great side hustle for creative linguists. If you don’t want to offer services as a virtual assistant, you can set yourself up as a freelance writer. There are a ton of websites out there for freelance writers to find work and advertise their skills and expertise.
Start with these sites:
You can also go directly to web journals and online magazines and see if they have a place to pitch your work. Type “Write for Us” into your web search engine and you will find tons of companies that accept work from freelance writers.
Create an Income Earning Blog
Do you have important advice, knowledge or a unique lifestyle the world needs to know? Consider creating an income earning blog. This is one of my passions and a great way to earn extra income for my family. Learn my tips and secrets here, to get started!
Online Surveys
If you’re not looking to amass a ton of cash in a short amount of time, you can participate in online surveys at your leisure. These are low commitment opportunities that can add a few bucks here and there over time.
Here are some reputable survey sites to get your started:
Every little bit counts!
Part-Time Bookkeeping
If you’re good at math or have an associates or bachelor’s degree in business, you can probably work part-time as a book-keeper for a small or startup company. Here are some resources to help you set up a bookkeeping side hustle.
Proofreading
If you love to read and have a discerning eye, you can make really good money as a proofreader. Proofreaders dissect other people’s work to catch errors and provide suggestions for improvement.
Most proofreaders start by taking a course. Here are a few options to get you on your way.
Person to Person Jobs
Personal Shopper
If you have extra time in your day or on the weekends, have your own car and don’t mind hitting the grocery store or other shops, consider becoming a personal shopper. You can answer ads online to find your clients, ask friends or family, list your interest and availability on Facebook, or work through one of these companies:
Daycare Provider
Not just anyone can be a daycare provider. You will need to have a love for children and the ability to entertain and teach. You will also need to have a safe space to hold your daycare services. If you can tick off these boxes, this might be a great option for you.
Keep an ear out for friends and family who may need this type of service and consider becoming licensed.
You’ll likely be able to get away with 2-3 children before licensing is required, but rules vary by state, so check there before taking on clients!
Nanny
Get your CPR certification, collect some references and ensure you have reliable transportation. This is usually all you need to get started as a nanny or caretaker. Here are some sites that facilitate partnerships between families and aspiring nannies:
There are lots of opportunities for part-time nanny work. Many parents simply need help a few hours out of the day, picking kids up from school or daycare, preparing meals and standing in for a bit before they get home from work, or only need help on the weekends.
This can be a great side hustle if the openings in your schedule line up with another family’s.
House Cleaning
House cleaning is another great word-of-mouth job. You don’t necessarily need professional training or licensing and you don’t have to go through an official company if you have the right connections.
Let your friend and family circle know you’re looking to provide these services and see what comes up!
Lawn Care
You can advertise lawn care services the same as you would for housekeeping. You can offer to cut grass, trim hedges, tend or pick a garden and even shovel snow in cold weather areas. Lawn care is typically geared toward men, but women are just as capable!
Work with a Company
Ride Sharing
Consider joining Uber or lyft. If you have a clean driving record and a good car, you may be eligible to join with one of these companies. These are great options for those who don’t have children or who have great childcare help.
You can learn more about how to get started at these links:
Delivery Work
Along with ride-sharing, you can also get into food or grocery delivery work. The same qualifications apply. Here are the leading companies to work for:
Donating Plasma
Donating plasma is not really a job, but you can earn really good money with regular donations, plus you’ll be helping people who need this resource.
If you aren’t squeamish and don’t mind needles, you can earn around $300- $600 a month at many plasma centers.
Check your local area to see what centers are available and their health qualifications. Here are some reputable companies to try first:
Money-Making Hobbies
Crafting
Are you really good at a craft or skill that others would be interested in buying? If so, you can try selling your handiwork online through websites like, Etsy. There are so many things you can sell on these platforms like sewing or crochet creations, canvas art, ebooks, ornaments, jewelry and more!
Lessons and Tutoring
Offering lessons and tutoring is another great way to earn extra income. Do you play an instrument? Did you do particularly well in certain school subjects? Are you a former athlete or gymnast? Use your skills and knowledge to help others!
You can advertise with friends and family, on Facebook or answer ads requesting assistance.
Furniture Flipping
If you love to restore old furniture or repurpose discarded items, you may be able to create a stellar side hustle with furniture and décor flipping. You don’t even need to have a particular skill set to get started. There are tons of beginner projects that can be done at an affordable price and plenty of tutorials to help you build and hone your skills for bigger projects.
You can search Pinterest for some great ideas to get started!
Sell your wares on Facebook Market and other platforms like Etsy.
Pet Sitting
If watching kids isn’t your thing, you might consider pet-sitting. All you need is a love for pets and the ability to house them. Here are some websites to join to start offering your services:
I hope you’ll use this ultimate list of side hustles to create greater financial stability and security for your family today, and generational wealth in the future. Use these side jobs to get ahead financially and free up cash to continue to diversify your wealth portfolio.
For more financial tips, check out this post for 65 Financial Affirmations and this post for the Must Have Home Essentials When Working a Stay at Home Job.
Until next time!
Financial literacy can help you build generational wealth for yourself and your family. Here’s how!